🌿 Pathways to Victory Challenge

✅ Instructions for students: Circle the letter you think is correct; Be ready to explain your choice; Remember, the goal is to think, learn, and apply — not just get the “right” answer.

1. Diversification of Income

If your only source of money is your allowance, what’s the biggest risk?
A. You’ll learn to budget carefully
B. You’ll never be tempted to overspend
C. You’ll have no income if it stops or changes
D. You’ll automatically save more

Verse: Proverbs 14:23 – “All hard work brings a profit, but mere talk leads only to poverty.”

2. Using and Recognising One’s Skills as Valuable

A friend bakes cupcakes for fun but refuses payment because “it’s just a hobby.”
What mindset might be holding her back?
A. Humility
B. A lack of confidence in her skill’s worth
C. Fear of failure
D. Generosity

Verse: Psalm 139:14 – “I praise You because I am fearfully and wonderfully made.”

3. Dispensation of Knowledge Economy

In today’s world, what makes someone truly wealthy?
A. Having money in the bank
B. Having more followers on social media
C. Sharing and applying what they know to help others
D. Getting perfect grades

Verse: 1 Peter 4:10 – “Each of you should use whatever gift you have received to serve others.”

4. Not Spending More Than One Earns

A classmate always buys new clothes with borrowed money, promising to repay later.
What’s the real danger?
A. Her style will keep improving
B. She’s showing she can handle credit
C. She’s learning to spend tomorrow’s money today
D. She’ll get better at budgeting later

Verse: Proverbs 21:20 – “The wise store up choice food and olive oil, but fools gulp theirs down.”

5. Victory Over Debt

“The borrower is servant to the lender.” What does this mean for someone always in debt?
A. They can still have peace because intentions matter
B. They lose a bit of freedom and control until it’s repaid
C. It’s only a spiritual warning
D. Debt helps build discipline

Verse: Romans 13:8 – “Let no debt remain outstanding, except the continuing debt to love one another.”
Proverbs 22:7 – “The borrower is servant to the lender.”